A Complete Guide on Getting a Faysal Bank Noor Credit Card (2025)

By Abdul Wasay ⏐ 5 months ago

Getting A Faysal Bank Noor Credit Card May July 2025

How often do you get to use a credit card that feels right? Not just practical or packed with perks, but something that actually fits your values. That’s what Faysal Bank’s Noor Credit Cards are all about. They’re built on Shariah-compliant principles, so you can shop, travel, and manage your money without worrying about interest or anything unethical creeping in.

But these cards aren’t just about what they don’t do. They’re about what they unlock. Picture yourself earning cashback on your groceries, relaxing in an airport lounge before your next flight, or turning a big purchase into easy, interest-free installments. And all of it? Halal, guilt-free, and fully transparent.

Enjoy using your Noor card whether you’re running errands in Lahore or planning a trip abroad. Noor Credit Cards give you financial freedom that feels clean, comfortable, and empowering.

This guide has been updated with the latest info from May to July 2025. So if you’ve been thinking of switching to a card that reflects who you are, now’s the perfect time to make the move, with updates information.

Eligibility Requirements

To apply for a Faysal Bank Noor Credit Card, you need to meet these criteria:

Age: 18–65 years old, ensuring accessibility for most working adults.
Residency & Account Status: Must hold a valid Pakistani CNIC. No existing Faysal Bank account is required, making it easy to apply online or in-branch.
Income Requirements: Vary by card type, reflecting the card’s tier and benefits (see table below).

Noor Card Variants & Annual Fees

Faysal Bank offers five Noor Credit Card variants, each tailored to different lifestyles and income levels. The table below details the annual fees and income requirements as of July 2025:

Card Type	Annual Fee (PKR)	Min. Income for Salaried (PKR)	Min. Income for Businessmen (PKR)	Spend Reversal Discount (PKR)	Supplementary Fee (PKR)
Velocity	6,000	30,000	50,000	600	1,600
Gold	10,000	30,000	50,000	900	2,000
Titanium	12,000	50,000	100,000	1,100	4,000
Platinum	17,000	200,000	200,000	2,100	6,000
World	22,000	500,000	500,000	2,500	12,500

Note: Income requirements for Gold may be higher in practice, but current data suggests alignment with Velocity.

Application Methods

Applying for a Noor Credit Card is straightforward and flexible:

Online: Visit Faysal Bank’s Noor Cards page and click “Apply Now” to start the process. The user-friendly interface guides you through selecting your card and submitting details.
In-Person: Head to any Faysal Islami branch, where staff can assist with your application. This option was promoted during Faysal’s Hajj 2026 registration drive (June 27–July 9, 2025), confirming branch availability.

Required Documents

Prepare these documents to ensure a smooth application:

Clear copy of your CNIC
Recent salary certificate or slips (for salaried applicants)
Six months of bank or social account statements (for self-employed)
NTN or business documents (if applicable)

These requirements align with standard banking practices.

Approval, Card Delivery & Activation

Approval Timeline: Expect approval within 3–5 business days, a standard timeframe based on customer experiences and industry norms.
Card Delivery: Your card will be couriered to your registered address, typically within a week of approval.
Activation: You’ll receive an SMS with instructions to activate your card via the Faysal Digibank app or by calling the helpline (021-111-06-06-06 for Velocity/Gold/Titanium; 021-111-11-71-71 for Platinum/World).

Major Benefits (As of June 2025)

Noor Credit Cards combine ethical banking with practical perks:

Shariah-Compliant: Based on Tawarruq and Musawamah principles, ensuring no riba (interest), as detailed on Faysal Bank.
Rewards & Cashback: Earn 3x reward points on charity donations and 2x points on dining, redeemable at over 300 retail partners.
Premium Perks: Titanium, Platinum, and World cards offer airport lounge access (1,100+ lounges via Mastercard TravelPass for World), contactless payments, and 0% installment plans for electronics and appliances.
Spend-Based Fee Reversal: Meet spending thresholds to reduce annual fees (e.g., PKR 600 off for Velocity), though exact amounts may vary by card.
Security Features: Chip & PIN, 3D Secure, and contactless technology ensure safe transactions.

Frequently Asked Questions (FAQs)

Can I add supplementary cards?

Yes, supplementary cards are available for all variants, with fees as listed above.

What happens if I don’t pay in full?

A deferred profit is charged per the Musawamah contract, requiring at least the minimum payment.

How do I qualify for a fee waiver?

Spend the required amount in the fee cycle, as outlined in the card’s terms.

Is online bill payment supported?

Yes, pay utility bills via the Faysal Digibank app and earn rewards like 500 bonus points.

What security features are included?

All Noor cards feature Chip & PIN, 3D Secure, and Mastercard contactless payment.

In Summary

Faysal Bank’s Noor Credit Cards offer a unique blend of Shariah-compliant finance and premium benefits, from cashback on daily purchases to exclusive lounge access for globetrotters.

This guide ensures you can choose the right card and apply with confidence. Head to Faysal Bank or your nearest branch to start your journey toward ethical, rewarding banking today.