Everything You Need to Know About Getting Meezan Bank Debit Cards in 2025

Meezan Bank claims to be a leader in changing the way banking works in Pakistan, It is especially true with its new and Shariah-compliant card solutions. These cards are made for people who want both financial freedom and to follow moral rules.

With a Meezan debit card, customers can use their own money for any transaction, such as shopping online, paying bills in stores, and sending cash abroad. The cards stand out because they have clear terms and no interest, making them a safe and ethical way to manage money.

The full range of Meezan debit cards, from Visa Silver and Gold to the high-end Platinum, World, and Infinite tiers, comes with a lot of great benefits. These include contactless payment technology, free access to airport lounges, strong travel insurance, personalised concierge services, and ATMs that are easy to find around the world.

The application process was made as easy as possible for clients. People can start their application easily through the Meezan Mobile App, or they can get full help at any Meezan Bank branch if they prefer. This quick route makes sure that clients can easily enjoy a banking experience that is both high-tech and in line with their values.

Meezan Bank Debit Card: Eligibility Requirements

Before applying, make sure you meet these basic requirements:

• Age: 18+
• Residency: Pakistani citizen with a valid CNIC
• Account Status: You must have an active Meezan Bank account
  Credit History: Not applicable as your card is backed by your own funds.
  

Meezan Bank Offers Shariah‑Compliant Debit Cards

Meezan Bank is Pakistan’s first and biggest Islamic bank. All debit cards strictly follow Islamic banking rules:

• No interest-based transactions
• Cards operate only on funds in your account
• Full transparency and ethical financial practices

These cards are perfect for individuals wanting modern banking options that align with Islamic values.

Meezan Bank Debit Card Types & Perks

Card Type	Annual Fee	Supplementary Card Fee
Classic	Rs. 3,000/-	Rs. 1,500/-
Titanium	Rs. 4,500/-	Rs. 2,250/-
World	Rs. 25,000/-	Rs. 10,000/-
FCY	USD 15/-	USD 7.50/-

Additional Perks:

• Digital Token Fee: Free
• Domestic Purchases: Free
• International Purchases: 4% of transaction amount
• Cash Withdrawal at Meezan ATM: Free
• SMS Alerts on Digital Transactions: Free
• Shariah Compliance: No Riba and only legitimate usage
• Global Usability: Visa/MasterCard accepted worldwide
• Contactless & NFC: Tap & Pay via Meezan Tap & Go or Google Wallet
• Airport Lounges: Free lounge access with Platinum, World, Infinite cards
• Concierge Services: World and Infinite cards include travel and assistance perks
• Online Security: Verified by Visa/MasterCard 3D Secure to protect e-commerce
• Insurance & Discounts: Global travel insurance, purchase protection, and merchant discounts on valued members
• 4/7 Support: Through helpline and mobile app

Annual Fee Structure

Card Type	Annual Fee
Meezan VISA Debit Card	Classic – Rs. 3,000/- per annum Gold – Rs. 4,200/- per annum Platinum – Rs. 9,000/- per annum Infinite – Rs. 40,000/- per annum
Meezan MasterCard Debit Card	Classic – Rs. 3,000/- per annum Titanium – Rs. 4,500/- per annum World – Rs. 25,000/- per annum FCY – USD 15/- per annum
Meezan Women First VISA Debit Card	Rs. 3,000/- per annum (after first issuance)
Meezan Kids & Teens VISA Debit Card	Rs. 1,250/- per annum (after first issuance)
Meezan PayPak Debit Card	Rs. 2,000/- per annum

About FCY Debit Card

In the context of Meezan Bank’s debit cards, an FCY Debit Card is a card issued for accounts in foreign currency (specifically USD for Exporters’ Special Foreign Currency Accounts or ESFCA).

Key details about FCY Debit Card

• Issued only in USD
• Annual Fee: USD 15/- per annum
• Can be used for:
  • POS transactions
  • E-commerce transactions locally and internationally
• Cash withdrawals only allowed internationally
• Specifically for Exporters’ Special Foreign Currency Account (ESFCA) holders

How Are Women First and Kids/Teens Cards Different?

The Women First Debit Card from Meezan Bank is specifically designed for women who are in search of modern, ethical, and secure banking. This Shariah-compliant card, which is issued with the Meezan Women First Account, provides exclusive benefits such as a vertical Visa card design, contactless payments, and a 50% locker charge discount in the first year. It operates on a Mudarabah-based savings model, which allows you to earn halal profits (approximately 7% annually) on your deposits. The issuance charge for the first year is PKR 500, with an annual fee of PKR 3,000 + FED thereafter.

Meezan Bank also provides debit cards that are specifically designed for minors, which empower the next generation. Fun, age-appropriate Visa cards are included with the Kids Club Account (for minors under 12) and the Teens Club Account (ages 12–18). Through SMS alerts, internet banking, and halal profit-sharing, these accounts foster financial literacy. The cards are issued at no cost upon account establishment, with a nominal annual fee of PKR 1,250 + FED. These accounts are excellent resources for teaching responsible money management in an Islamic manner, as children can establish an account with a mere PKR 500, while teenagers require a PKR 1,000 deposit.

Application Methods

Meezan Bank offers several ways to apply:

Mobile App

1. Log in to the Meezan Mobile App
2. Go to “Card Management”
3. Choose “Apply for Debit Card” and pick your card
4. Submit your request (approval usually in 1–2 working days but can be subject to changes)
   

Helpline or Branch

1. Call 111‑331‑331 or 111‑331‑332
2. Provide your account details and card preference
3. Or visit a branch, fill out the form with assistance
4. Verification takes 3–5 working days
   

Required Documents

Prepare the following before applying:

• Valid CNIC copy
• Proof of income (for Platinum, World, Infinite cards)
• Proof of address (utility bill or rent agreement)
• A filled application form for branch applicants

Please note that some of these conditions may not be a fixed requirement by the said bank, but it is generally accepted and followed.

Approval & Activation

Approval Timeline

• App: 1–2 working days
• Helpline/Branch: 3–5 working days
  

Card Delivery

• Shipped to your registered address or picked up at the branch
  

Activation Process

• Call helpline or activate at a Meezan ATM
• Set your 4-digit PIN to start using

Final Thoughts

Meezan Bank is changing the way people bank today with its carefully designed, Shariah-compliant debit cards that combine modern features with ethical finance. We have a wide range of cards, each designed to meet the specific needs of our clients. These needs could be easy expense management, the best comfort for international travel, or exclusive access to premium lifestyle benefits. In a world that is becoming more and more digital, these cards stand out as a smart choice because they have a quick digital application process, full support across the country, and the latest security measures.