How To Get an Allied Bank Limited Credit Card (2025)?

Looking for a credit card that blends meaningful rewards with everyday usability? Allied Bank offers two strong options: Visa Gold and Visa Platinum credit cards. Whether you’re after cashback, frequent lounge access, travel rewards, or a flexible payment tool, ABL’s credit cards deliver valuable benefits, modern conveniences, robust security, and global acceptance.

Allied Bank Credit Card: Eligibility Requirements

To apply, you must meet these criteria:

• Age:
  • Salaried individuals: 21–60 years
  • Self-employed individuals: Up to 65 years
• Residency: Pakistani citizen with a valid CNIC
• Account Status: Must hold—or be willing to open—an Allied Bank account
• Credit History: Clear credit record with no recent defaults (a standard requirement for credit card issuance)

Income Requirements

Allied Bank does not publicly disclose fixed income thresholds. However, based on industry standards:

Salaried Individuals

• Gold Card: Proof of stable income (e.g., salary slips, employer letter)
• Platinum Card: Higher, consistent earnings required

Self-Employed Individuals

• CNIC, NTN, proof of business, and bank statements showing sufficient financial stability for the card tier

Allied Bank Credit Card Application Methods

You can apply through:

• Mobile App / Online Banking: Existing customers can use the myABL app or internet banking
• Helpline or Branch Visit: Call 111-225-225 or visit any ABL branch

Required Documents

Prepare these documents:

• Valid CNIC copy
• Salary slips and employer letter (for salaried individuals)
• NTN certificate and business documents (for self-employed individuals)
• 6 months’ bank statements
• Recent passport-sized photo (as per bank policy)

Allied Bank Credit Card: Approval and Activation

Approval Timeline

• Online / App: Instant to a few days for pre-screened applicants
• Branch / Helpline: Usually processed within 5–7 business days

Card Delivery

• The card is sent via courier to your registered address upon approval

Activation Process

• Call Allied Phone Banking at 111-225-225 or use the myABL app
• Set your secure 4-digit PIN
• Activate via ATM or online banking as directed

Benefits of Allied Bank Credit Cards

• Contactless & Secure: EMV Chip & PIN and 3D Secure for online transactions
• Worldwide Acceptance: Accepted at 118,000+ local merchants, 44 million globally, and 1.9 million ATMs
• Free Credit Period: Up to 50 days interest-free on retail purchases
• Cash Advance: Up to 50% of your credit limit; fee of PKR 500 or 3%, whichever is higher (34% APR)
• Balance Transfer & Installments: Around 24% APR for up to 36 months
• Supplementary Cards: Issue up to two supplementary cards for family members
• Zero Liability: Protected from unauthorized charges if reported promptly
• Airport Lounge Access: Complimentary for Gold and Platinum cardholders at both local and international lounges
• Discounts & Rewards: ABL’s loyalty program offers dining, travel, and shopping perks.

Final Thoughts

Allied Bank’s Visa Gold and Platinum credit cards cater to both everyday users and those seeking premium privileges. With secure contactless payments, a generous interest-free period, flexible payment plans, and premium lifestyle perks like airport lounge access and reward discounts, these cards offer excellent value. If you’re searching for a dependable credit card with national support and global benefits, Allied Bank’s offerings are well worth your consideration.

For further information, contact Allied Bank directly via 111-225-225 or visit your nearest branch.