{"id":2460,"date":"2025-07-04T12:47:19","date_gmt":"2025-07-04T07:47:19","guid":{"rendered":"https:\/\/techjuice.pk\/guides\/?p=2460"},"modified":"2025-07-10T13:52:13","modified_gmt":"2025-07-10T08:52:13","slug":"a-complete-guide-on-getting-a-faysal-bank-noor-credit-card-2025","status":"publish","type":"post","link":"https:\/\/www.techjuice.pk\/guides\/a-complete-guide-on-getting-a-faysal-bank-noor-credit-card-2025\/","title":{"rendered":"A Complete Guide on Getting a Faysal Bank Noor Credit Card (2025)"},"content":{"rendered":"\n<p>How often do you get to use a credit card that feels right? Not just practical or packed with perks, but something that actually fits your values. That\u2019s what Faysal Bank\u2019s Noor Credit Cards are all about. They\u2019re built on Shariah-compliant principles, so you can shop, travel, and manage your money without worrying about interest or anything unethical creeping in.<\/p>\n\n\n\n<p>But these cards aren\u2019t just about what they don\u2019t do. They\u2019re about what they unlock. Picture yourself earning cashback on your groceries, relaxing in an airport lounge before your next flight, or turning a big purchase into easy, interest-free installments. And all of it? Halal, guilt-free, and fully transparent. <\/p>\n\n\n\n<p>Enjoy using your Noor card whether you\u2019re running errands in Lahore or planning a trip abroad. Noor Credit Cards give you financial freedom that feels clean, comfortable, and empowering.<\/p>\n\n\n\n<p>This guide has been updated with the latest info from May to July 2025. So if you\u2019ve been thinking of switching to a card that reflects who you are, now\u2019s the perfect time to make the move, with updates information.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Eligibility_Requirements\"><\/span>Eligibility Requirements<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To apply for a Faysal Bank Noor Credit Card, you need to meet these criteria:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Age<\/strong>: 18\u201365 years old, ensuring accessibility for most working adults.<\/li>\n\n\n\n<li><strong>Residency &amp; Account Status<\/strong>: Must hold a valid Pakistani CNIC. No existing Faysal Bank account is required, making it easy to apply online or in-branch.<\/li>\n\n\n\n<li><strong>Income Requirements<\/strong>: Vary by card type, reflecting the card\u2019s tier and benefits (see table below).<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Noor_Card_Variants_Annual_Fees\"><\/span>Noor Card Variants &amp; Annual Fees<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Faysal Bank offers five Noor Credit Card variants, each tailored to different lifestyles and income levels. The table below details the annual fees and income requirements as of July 2025:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Card Type<\/th><th>Annual Fee (PKR)<\/th><th>Min. Income for Salaried (PKR)<\/th><th>Min. Income for Businessmen (PKR)<\/th><th>Spend Reversal Discount (PKR)<\/th><th>Supplementary Fee (PKR)<\/th><\/tr><\/thead><tbody><tr><td>Velocity<\/td><td>6,000<\/td><td>30,000<\/td><td>50,000<\/td><td>600<\/td><td>1,600<\/td><\/tr><tr><td>Gold<\/td><td>10,000<\/td><td>30,000<\/td><td>50,000<\/td><td>900<\/td><td>2,000<\/td><\/tr><tr><td>Titanium<\/td><td>12,000<\/td><td>50,000<\/td><td>100,000<\/td><td>1,100<\/td><td>4,000<\/td><\/tr><tr><td>Platinum<\/td><td>17,000<\/td><td>200,000<\/td><td>200,000<\/td><td>2,100<\/td><td>6,000<\/td><\/tr><tr><td>World<\/td><td>22,000<\/td><td>500,000<\/td><td>500,000<\/td><td>2,500<\/td><td>12,500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong><em>Note:<\/em><\/strong> <em>Income requirements for Gold may be higher in practice, but current data suggests alignment with Velocity.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Application_Methods\"><\/span>Application Methods<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Applying for a Noor Credit Card is straightforward and flexible:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Online<\/strong>: Visit <a href=\"https:\/\/www.faysalbank.com\/faysal-islami-noor-cards\/\">Faysal Bank\u2019s Noor Cards page<\/a> and click \u201cApply Now\u201d to start the process. The user-friendly interface guides you through selecting your card and submitting details.<\/li>\n\n\n\n<li><strong>In-Person<\/strong>: Head to any Faysal Islami branch, where staff can assist with your application. This option was promoted during Faysal\u2019s Hajj 2026 registration drive (June 27\u2013July 9, 2025), confirming branch availability.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Required_Documents\"><\/span>Required Documents<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Prepare these documents to ensure a smooth application:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Clear copy of your CNIC<\/li>\n\n\n\n<li>Recent salary certificate or slips (for salaried applicants)<\/li>\n\n\n\n<li>Six months of bank or social account statements (for self-employed)<\/li>\n\n\n\n<li>NTN or business documents (if applicable)<\/li>\n<\/ul>\n\n\n\n<p>These requirements align with standard banking practices.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Approval_Card_Delivery_Activation\"><\/span>Approval, Card Delivery &amp; Activation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Approval Timeline<\/strong>: Expect approval within 3\u20135 business days, a standard timeframe based on customer experiences and industry norms.<\/li>\n\n\n\n<li><strong>Card Delivery<\/strong>: Your card will be couriered to your registered address, typically within a week of approval.<\/li>\n\n\n\n<li><strong>Activation<\/strong>: You\u2019ll receive an SMS with instructions to activate your card via the Faysal Digibank app or by calling the helpline (021-111-06-06-06 for Velocity\/Gold\/Titanium; 021-111-11-71-71 for Platinum\/World).<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Major_Benefits_As_of_June_2025\"><\/span>Major Benefits (As of June 2025)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Noor Credit Cards combine ethical banking with practical perks:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Shariah-Compliant<\/strong>: Based on Tawarruq and Musawamah principles, ensuring no riba (interest), as detailed on Faysal Bank.<\/li>\n\n\n\n<li><strong>Rewards &amp; Cashback<\/strong>: Earn 3x reward points on charity donations and 2x points on dining, redeemable at over 300 retail partners.<\/li>\n\n\n\n<li><strong>Premium Perks<\/strong>: Titanium, Platinum, and World cards offer airport lounge access (1,100+ lounges via Mastercard TravelPass for World), contactless payments, and 0% installment plans for electronics and appliances.<\/li>\n\n\n\n<li><strong>Spend-Based Fee Reversal<\/strong>: Meet spending thresholds to reduce annual fees (e.g., PKR 600 off for Velocity), though exact amounts may vary by card.<\/li>\n\n\n\n<li><strong>Security Features<\/strong>: Chip &amp; PIN, 3D Secure, and contactless technology ensure safe transactions.<\/li>\n<\/ul>\n\n\n<div class=\"mb-faqs\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n  <h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span>Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n      <div class=\"faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n      <h3 class=\"faq-question\" itemprop=\"name\"><span class=\"ez-toc-section\" id=\"Can_I_add_supplementary_cards\"><\/span>Can I add supplementary cards?\r\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n      <div class=\"faq-answer\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n        <div itemprop=\"text\">Yes, supplementary cards are available for all variants, with fees as listed above.<\/div>\n      <\/div>\n    <\/div>\n      <div class=\"faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n      <h3 class=\"faq-question\" itemprop=\"name\"><span class=\"ez-toc-section\" id=\"What_happens_if_I_dont_pay_in_full\"><\/span>What happens if I don\u2019t pay in full?\r\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n      <div class=\"faq-answer\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n        <div itemprop=\"text\">A deferred profit is charged per the Musawamah contract, requiring at least the minimum payment.<\/div>\n      <\/div>\n    <\/div>\n      <div class=\"faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n      <h3 class=\"faq-question\" itemprop=\"name\"><span class=\"ez-toc-section\" id=\"How_do_I_qualify_for_a_fee_waiver\"><\/span>How do I qualify for a fee waiver?\r\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n      <div class=\"faq-answer\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n        <div itemprop=\"text\">Spend the required amount in the fee cycle, as outlined in the card\u2019s terms.<\/div>\n      <\/div>\n    <\/div>\n      <div class=\"faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n      <h3 class=\"faq-question\" itemprop=\"name\"><span class=\"ez-toc-section\" id=\"Is_online_bill_payment_supported\"><\/span>Is online bill payment supported?\r\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n      <div class=\"faq-answer\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n        <div itemprop=\"text\">Yes, pay utility bills via the Faysal Digibank app and earn rewards like 500 bonus points.<\/div>\n      <\/div>\n    <\/div>\n      <div class=\"faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n      <h3 class=\"faq-question\" itemprop=\"name\"><span class=\"ez-toc-section\" id=\"What_security_features_are_included\"><\/span>What security features are included?\r\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n      <div class=\"faq-answer\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n        <div itemprop=\"text\">All Noor cards feature Chip &#038; PIN, 3D Secure, and Mastercard contactless payment.<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"In_Summary\"><\/span>In Summary<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Faysal Bank\u2019s Noor Credit Cards offer a unique blend of Shariah-compliant finance and premium benefits, from cashback on daily purchases to exclusive lounge access for globetrotters. <\/p>\n\n\n\n<p>This guide ensures you can choose the right card and apply with confidence. Head to Faysal Bank or your nearest branch to start your journey toward ethical, rewarding banking today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How often do you get to use a credit card that feels right? Not just practical or packed with perks, but something that actually fits your values. That\u2019s what Faysal Bank\u2019s Noor Credit Cards are all about. They\u2019re built on Shariah-compliant principles, so you can shop, travel, and manage your money without worrying about interest [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":2466,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_analysis_target_kw":"Credit Card,Banking","footnotes":""},"categories":[24],"tags":[41,42,148,40],"class_list":["post-2460","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-banking","tag-credit-cards","tag-faysal-bank","tag-personal-finance"],"_links":{"self":[{"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/posts\/2460","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/comments?post=2460"}],"version-history":[{"count":2,"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/posts\/2460\/revisions"}],"predecessor-version":[{"id":2528,"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/posts\/2460\/revisions\/2528"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/media\/2466"}],"wp:attachment":[{"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/media?parent=2460"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/categories?post=2460"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/tags?post=2460"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}