{"id":2507,"date":"2025-07-01T13:11:00","date_gmt":"2025-07-01T08:11:00","guid":{"rendered":"https:\/\/techjuice.pk\/guides\/?p=2507"},"modified":"2025-07-10T13:59:43","modified_gmt":"2025-07-10T08:59:43","slug":"how-to-get-an-allied-bank-limited-credit-card-2025","status":"publish","type":"post","link":"https:\/\/www.techjuice.pk\/guides\/how-to-get-an-allied-bank-limited-credit-card-2025\/","title":{"rendered":"How To Get an Allied Bank Limited Credit Card (2025)?"},"content":{"rendered":"\n

Looking for a credit card that blends meaningful rewards with everyday usability? Allied Bank offers two strong options: Visa Gold<\/strong> and Visa Platinum<\/strong> credit cards. Whether you\u2019re after cashback, frequent lounge access, travel rewards, or a flexible payment tool, ABL\u2019s credit cards deliver valuable benefits, modern conveniences, robust security, and global acceptance.<\/p>\n\n\n\n

<\/span>Allied Bank Credit Card: Eligibility Requirements<\/span><\/h2>\n\n\n\n

To apply, you must meet these criteria:<\/p>\n\n\n\n

    \n
  • Age<\/strong>:\n
      \n
    • Salaried individuals: 21\u201360 years<\/li>\n\n\n\n
    • Self-employed individuals: Up to 65 years<\/li>\n<\/ul>\n<\/li>\n\n\n\n
    • Residency<\/strong>: Pakistani citizen with a valid CNIC<\/li>\n\n\n\n
    • Account Status<\/strong>: Must hold\u2014or be willing to open\u2014an Allied Bank account<\/li>\n\n\n\n
    • Credit History<\/strong>: Clear credit record with no recent defaults (a standard requirement for credit card issuance)<\/li>\n<\/ul>\n\n\n\n

      <\/span>Income Requirements<\/span><\/h2>\n\n\n\n

      Allied Bank does not publicly disclose fixed income thresholds. However, based on industry standards:<\/p>\n\n\n\n

      <\/span>Salaried Individuals<\/span><\/h3>\n\n\n\n
        \n
      • Gold Card<\/strong>: Proof of stable income (e.g., salary slips, employer letter)<\/li>\n\n\n\n
      • Platinum Card<\/strong>: Higher, consistent earnings required<\/li>\n<\/ul>\n\n\n\n

        <\/span>Self-Employed Individuals<\/span><\/h3>\n\n\n\n
          \n
        • CNIC, NTN, proof of business, and bank statements showing sufficient financial stability for the card tier<\/li>\n<\/ul>\n\n\n\n

          <\/span>Allied Bank Credit Card Application Methods<\/span><\/h2>\n\n\n\n

          You can apply through:<\/p>\n\n\n\n

            \n
          • Mobile App \/ Online Banking<\/strong>: Existing customers can use the myABL app or internet banking<\/li>\n\n\n\n
          • Helpline or Branch Visit<\/strong>: Call 111-225-225 or visit any ABL branch<\/li>\n<\/ul>\n\n\n\n

            <\/span>Required Documents<\/span><\/h2>\n\n\n\n

            Prepare these documents:<\/p>\n\n\n\n

              \n
            • Valid CNIC copy<\/li>\n\n\n\n
            • Salary slips and employer letter (for salaried individuals)<\/li>\n\n\n\n
            • NTN certificate and business documents (for self-employed individuals)<\/li>\n\n\n\n
            • 6 months\u2019 bank statements<\/li>\n\n\n\n
            • Recent passport-sized photo (as per bank policy)<\/li>\n<\/ul>\n\n\n\n

              <\/span>Allied Bank Credit Card: Approval and Activation<\/span><\/h2>\n\n\n\n

              <\/span>Approval Timeline<\/span><\/h3>\n\n\n\n
                \n
              • Online \/ App<\/strong>: Instant to a few days for pre-screened applicants<\/li>\n\n\n\n
              • Branch \/ Helpline<\/strong>: Usually processed within 5\u20137 business days<\/li>\n<\/ul>\n\n\n\n

                <\/span>Card Delivery<\/span><\/h3>\n\n\n\n
                  \n
                • The card is sent via courier to your registered address upon approval<\/li>\n<\/ul>\n\n\n\n

                  <\/span>Activation Process<\/span><\/h3>\n\n\n\n
                    \n
                  • Call Allied Phone Banking at 111-225-225 or use the myABL app<\/li>\n\n\n\n
                  • Set your secure 4-digit PIN<\/li>\n\n\n\n
                  • Activate via ATM or online banking as directed<\/li>\n<\/ul>\n\n\n\n

                    <\/span>Benefits of Allied Bank Credit Cards<\/span><\/h2>\n\n\n\n
                      \n
                    • Contactless & Secure<\/strong>: EMV Chip & PIN and 3D Secure for online transactions<\/li>\n\n\n\n
                    • Worldwide Acceptance<\/strong>: Accepted at 118,000+ local merchants, 44 million globally, and 1.9 million ATMs<\/li>\n\n\n\n
                    • Free Credit Period<\/strong>: Up to 50 days interest-free on retail purchases<\/li>\n\n\n\n
                    • Cash Advance<\/strong>: Up to 50% of your credit limit; fee of PKR 500 or 3%, whichever is higher (34% APR)<\/li>\n\n\n\n
                    • Balance Transfer & Installments<\/strong>: Around 24% APR for up to 36 months<\/li>\n\n\n\n
                    • Supplementary Cards<\/strong>: Issue up to two supplementary cards for family members<\/li>\n\n\n\n
                    • Zero Liability<\/strong>: Protected from unauthorized charges if reported promptly<\/li>\n\n\n\n
                    • Airport Lounge Access<\/strong>: Complimentary for Gold and Platinum cardholders at both local and international lounges<\/li>\n\n\n\n
                    • Discounts & Rewards<\/strong>: ABL\u2019s loyalty program offers dining, travel, and shopping perks. <\/li>\n<\/ul>\n\n\n
                      \n

                      <\/span>Frequently Asked Questions (FAQs)<\/span><\/h2>\n
                      \n

                      <\/span>Can I request supplementary cards?\r\n<\/span><\/h3>\n
                      \n
                      Yes, up to two supplementary cards can be issued for family members.<\/div>\n <\/div>\n <\/div>\n
                      \n

                      <\/span>What are the annual fees?\r\n\r\n<\/span><\/h3>\n
                      \n
                      Approximately PKR 4,000 for Gold, and Platinum.<\/div>\n <\/div>\n <\/div>\n
                      \n

                      <\/span>Is a fee waiver possible?\r\n<\/span><\/h3>\n
                      \n
                      Yes, waivers are available based on meeting specific spending thresholds.<\/div>\n <\/div>\n <\/div>\n
                      \n

                      <\/span>What is the interest rate and markup?\r\n\r\n<\/span><\/h3>\n
                      \n
                      Retail\/Cash: Approximately 2.83% per month (about 34% APR)\r\n\r\nBalance Transfers\/Installments: Around 2% per month (24% APR)<\/div>\n <\/div>\n <\/div>\n
                      \n

                      <\/span>Can I access airport lounges?\r\n<\/span><\/h3>\n
                      \n
                      Yes, both Gold and Platinum cardholders enjoy complimentary lounge access, including domestic CIP lounges.<\/div>\n <\/div>\n <\/div>\n
                      \n

                      <\/span>What should I do if I lose my card?\r\n<\/span><\/h3>\n
                      \n
                      Immediately report to Allied Phone Banking at 111-225-225. Your card will be blocked, and a replacement issued. Zero Liability policy protects against fraudulent charges after reporting.<\/div>\n <\/div>\n <\/div>\n <\/div>\n\n\n\n

                      <\/span>Final Thoughts<\/span><\/h2>\n\n\n\n

                      Allied Bank\u2019s Visa Gold and Platinum credit cards cater to both everyday users and those seeking premium privileges. With secure contactless payments, a generous interest-free period, flexible payment plans, and premium lifestyle perks like airport lounge access and reward discounts, these cards offer excellent value. If you\u2019re searching for a dependable credit card with national support and global benefits, Allied Bank\u2019s offerings are well worth your consideration.<\/p>\n\n\n\n

                      For further information, contact Allied Bank directly via 111-225-225 or visit your nearest branch.<\/p>\n","protected":false},"excerpt":{"rendered":"

                      Looking for a credit card that blends meaningful rewards with everyday usability? Allied Bank offers two strong options: Visa Gold and Visa Platinum credit cards. Whether you\u2019re after cashback, frequent lounge access, travel rewards, or a flexible payment tool, ABL\u2019s credit cards deliver valuable benefits, modern conveniences, robust security, and global acceptance. Allied Bank Credit […]<\/p>\n","protected":false},"author":3,"featured_media":2510,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"none","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"footnotes":""},"categories":[24],"tags":[41,42,149,40],"class_list":["post-2507","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-banking","tag-credit-cards","tag-debit-card","tag-personal-finance"],"_links":{"self":[{"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/posts\/2507","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/comments?post=2507"}],"version-history":[{"count":2,"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/posts\/2507\/revisions"}],"predecessor-version":[{"id":2531,"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/posts\/2507\/revisions\/2531"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/media\/2510"}],"wp:attachment":[{"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/media?parent=2507"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/categories?post=2507"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.techjuice.pk\/guides\/wp-json\/wp\/v2\/tags?post=2507"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}