Pi Coin Surges as Pi Network Links Up with ISO 20022 Banking Standard

Pi Coin, the native token of the Pi Network, rallied by roughly 15 % in a single session and climbed over 30 % for the week, as the project announced its alignment with the global messaging standard ISO 20022 for banking and financial infrastructure.

The uptick followed Pi Network’s reported inclusion in the ISO 20022 group, joining established compliant digital-asset projects such as XRP and Stellar Lumen, thereby signaling readiness for traditional finance integration and meaningful banking use-cases. The team also disclosed that an additional 3.36 million users completed full KYC verification, expanding the fully onboarded user base and removing a barrier to commercial adoption.

According to chart-analysis, Pi Coin broke out of a consolidation band near $0.23 and pushed toward resistance near $0.28–0.36, suggesting the market may be pricing in “future banking utility” rather than just speculative momentum. Meanwhile, the announcement of protocol-upgrade “Protocol 23” slated for Q4 2025 added extra fuel to the narrative of readiness and scaling.

ISO 20022 is a global messaging standard used by major banks and payment networks to facilitate structured data exchange across cross-border and domestic payments. The move by Pi Network to align with this standard is a strong signal to institutional players that it aims for “banking-grade” interoperability rather than niche token usage. The step could enable smoother settlement flows, better regulatory alignment and deeper adoption by financial institutions.

Despite the bullish momentum, analysts caution that correlation between price and announced upgrades doesn’t guarantee long-term utility.

Achieving real-world banking integrations, ensuring regulatory compliance across jurisdictions, and sustaining volume beyond the hype phase are just some of the issues Pi faces. If the network fails to convert promises into live institutional flows, the current price move may reverse.