3 min read
The world is moving rapidly towards a cashless economy and this is being demonstrated by the fact that more and more people rely on their smartphones, debit/credit cards for payments across the globe. According to statistics, 63% of smartphone users have at least one financial app on their phone. With more and more features being added every day to mobile applications, it is no surprise that people are leaving conventional methods and adopting modern technologies.
Open a bank account with just a few taps!
Conventionally, if you have to open a bank account, you will have to go to the nearby branch and fill out a bunch of complicated forms. One gets lost in the extensive terms and conditions plus the forms at times are so tedious that it makes the overall process time-consuming. This is where the UBL Mobile Banking app saves you time and effort! By allowing users to sign up for a bank account right through the app, gone are the days when customers have to go to the bank to open their bank account. Now you just have to enter relevant details on the app and a customer representative will come to your location to process and open your UBL bank account. (This service is currently available in Karachi only).
Exclusive nearby discounts powered by Augmented Reality
This app also introduces an Augmented Reality feature called “Aas Paas” which allows customers to map exclusive discounts that the bank offers to the real world around them. The discounts get updated on a real-time basis and customers are always aware just by waving their phones around to see where the next best deal is in the lifestyle category of their choice.
Unlock your account through Face ID
The app also offers Facial Recognition as a means of identifying the user. Advanced security mechanisms have been adopted to ensure that the user’s data and information are secure inside the application. 
Another particular feature which is being used throughout the world is of QR payments and these are supported by the UBL Mobile Banking App. By simply scanning the QR code, you can transfer payment to any merchant or user using the app in an efficient manner. Aside from that, the app allows users to perform transactions such as Instant Mobile top up, Utility bill payments, IBFT (Funds Transfer), School Fee payments and much more.
Download the UBL Digital App on Android and iOS.
The story has been produced in collaboration with the sponsor UBL.
