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The Bank of Punjab (BOP) shared sustained gains in profitability, margins, and balance sheet strength during its analyst briefing held on Friday. The session brought together institutional investors and research analysts and highlighted the steady progress of the Bank’s multi-year turnaround.
President & CEO Zafar Masud led the session. He was joined by Chief Financial Officer Nadeem Amir and senior executives, including Group Chief Consumer Banking Asif Riaz, Chief Digital Officer Nofel Daud, Chief Risk Officer Arslan M. Iqbal, Group Head Treasury & Capital Markets Qasim Nadeem, Group Head Corporate & Investment Banking Umer Khan, and Company Secretary Kamran Hafeez.
The leadership team presented an in-depth review of BOP’s operating results for the nine months ended September 30, 2025. They covered asset quality trends, liquidity and funding strength, and the strategic direction for the coming years.
The Bank reported another strong quarter, reflecting momentum in its transformation efforts. Profit After Tax for 9MCY25 increased by 37% compared to the same period last year. Growth in core income, improved deposit quality, and disciplined cost management drove this performance.
Management reiterated its commitment to transparency, timely disclosure, and active engagement with the analyst community. They emphasised that open dialogue has played a key role in strengthening market confidence throughout BOP’s transformation.
The leadership also highlighted progress on the human capital front. The Bank is steadily shifting toward a merit-driven, pay-for-performance culture. Structured performance improvement mechanisms and competitive incentive frameworks are supporting this transition.
BOP reaffirmed its commitment to maintaining its dividend policy. The Board, confident in the Bank’s financial strength, is evaluating the option of quarterly dividend payouts.
As BOP moves forward, the Bank’s leadership continues to focus on delivering stronger financial results and accelerating its long-term transformation.
