Google has added Google Wallet to the list of apps that connect with Personal Intelligence in Gemini. The integration allows the chatbot to analyze users’ spending habits and provide personalized financial insights.
Google Wallet joins Gmail, Google Photos, YouTube, and Search as supported apps. Once connected, Gemini can use Wallet data to answer questions about spending, savings, and budgeting. Users can also link their bank accounts and credit cards through Plaid for more detailed financial insights. They can then tag @Google Wallet in a conversation and ask questions about their finances.
For example, Gemini can review spending from the previous quarter and create charts showing cash flow, asset allocation, and budgets. It can also help users plan savings goals, such as setting aside $1,000 over the next three months.
The chatbot can also identify recurring payments across linked accounts. Additionally, it can flag subscriptions that increased in price during the year. Users can review their previous spending on gifts and travel to plan a budget for the upcoming holiday season.
However, Google has placed limits on what Gemini can do with financial information. The chatbot can only read account data and cannot move money, manage funds, or make investments.
The integration is optional and can be enabled through Connected Apps in Personal Intelligence settings. Users can also disconnect Google Wallet whenever they want.
The move follows a similar approach from OpenAI, which introduced ChatGPT Finance earlier this year. That feature also allows users to connect financial accounts for personalized money-related insights. Google Wallet integration with Gemini is rolling out to all users in the US starting today. It is available through the Gemini website and its Android and iOS apps.
