Gross inflows into Pakistan’s Roshan Digital Accounts (RDAs) reached a record $14.16 billion by the end of September 2026, increasing by $251 million during the month, according to the State Bank of Pakistan (SBP).
The total number of Roshan Digital Accounts rose to 975,602 since the scheme was launched in November 2020. By the end of September, overseas Pakistanis had repatriated $2.15 billion and used $8.94 billion locally, leaving a net repatriable liability of $3.07 billion, up around $65 million from August.
Cumulative net investments through RDAs stood at $2.27 billion in September, including investments in conventional and Islamic Naya Pakistan Certificates (NPCs) and the stock market. Islamic NPC investments accounted for the largest share at $1.38 billion, followed by conventional NPCs at $740 million and equity investments at $153 million.
During September, Islamic NPC investments increased by $43 million, while conventional NPC investments rose by $24 million. However, Roshan equity investments declined by $2 million to $153 million. The balance held in RDA accounts also fell by $4 million to $725 million.
Monthly repatriations decreased to $16 million in September from $23 million in August, while cumulative funds used locally increased by $170 million to reach $8.94 billion.
Roshan Digital Accounts enable non-resident Pakistanis to open bank accounts remotely and invest in Pakistan through various financial instruments, including Naya Pakistan Certificates and the stock market. The latest figures highlight continued participation by overseas Pakistanis in the country’s banking and investment system.
