As of May 14, 2026, the Securities and Exchange Commission of Pakistan (SECP) has officially amended its regulatory framework. This sweeping reform specifically targets small investors. Furthermore, it actively simplifies mutual fund investments across the board.
The SECP significantly increased investment limits for low-risk mutual fund accounts. Consequently, investors can now park more capital with absolute ease. First, the investment limit for Sahal Accounts has surged from PKR 200,000 to PKR 1 Million. Secondly, the cap for Sahulat Accounts has jumped from PKR 1 Million to PKR 3 Million. These higher limits immediately open new financial doors for small-scale investors.
Asset Management Companies (AMCs) will now provide instant digital account opening facilities. To further streamline this process, the SECP completely eliminated the Know Your Customer (KYC) condition for existing customers of banks and financial institutions. Therefore, small investors no longer need to submit tedious KYC documents. Additionally, the online account opening process now utilizes modern biometric verification. This digital integration makes onboarding much faster and far more efficient.
SECP is Targeting 2.5 Million Investors
The SECP continues to roll out rapid reforms to make capital market investments highly accessible. Dr. Kabir Sidhu recently outlined the framework’s strategic objectives. He stated that the primary target is to boost the total number of investors in Pakistan’s capital market to 2.5 Million. Ultimately, these ongoing reforms aim to maximize public participation. Because of these changes, the general public will directly benefit from investments, profit yields, and the overall fruits of Pakistan’s economic growth.
