Pakistani fintech startup ABHI announced partnership with Saudi Arabia’s cloud-based Point of Sale platform TRAY to launch Earned Wage Access services. The collaboration integrates ABHI’s EWA technology into TRAY’s enterprise POS ecosystem serving restaurants, cafes, and cloud kitchens across the Kingdom. However, the move financially empowers employees while reducing turnover in Saudi Arabia’s dynamic food and beverage industry.
EWA is a financial solution allowing employees to withdraw a portion of their earned salary anytime before payday. The service eliminates the need to wait until the end of the month supporting financial stability. Meanwhile, TRAY already supports payments, financing, and delivery integrations making adoption easier for businesses.
ABHI co-founder and CEO Omair Ansari stated the partnership brings EWA directly into Saudi Arabia’s hospitality sector heart. The integration provides SMEs with a tool to improve workforce retention while advancing financial inclusion across the Kingdom. Consequently, the collaboration supports Saudi Arabia’s Vision 2030 goals of financial inclusion and workforce empowerment.
ABHI founded in 2021 has been serving customers in Pakistan, UAE, Saudi Arabia, and Oman through credit-bridging products. The company offers services including invoice factoring, SME working capital, revenue-based financing, and payroll solutions. Furthermore, ABHI has served more than 1 million users since entering the market spanning textiles, manufacturing, healthcare, and technology.
The fintech has partnered with over 7,000 companies driving economic growth and creating lasting social impact. ABHI gained recognition from Hub71 and Endeavor winning the Technology Pioneer 2023 Award by World Economic Forum. The company was selected as one of the Future 100 companies in UAE and recently joined Mastercard’s Start Path program.
