By Abdul Wasay ⏐ 2 months ago ⏐ Newspaper Icon Newspaper Icon 2 min read
Honda City 2025 Now On 0 Markup Installments In Pakistan

Pakistan’s auto financing landscape received a boost as Honda Atlas unveiled easy monthly installment plans for the Honda City 2025 today. Under the new scheme, buyers can take home the popular sedan with a 0% markup plan at a down payment of PKR 2,975,360 and monthly payments of PKR 102,415 over 36 months, making ownership more accessible amid rising living costs.

Comprehensive Installment Offer

Honda Atlas has partnered with leading banks (including Bank Alfalah, United Bank Limited (UBL), and Meezan Bank) to provide tiered financing options with tenures ranging from three to five years and down payments starting at 30 percent of the vehicle’s ex-factory price. Under the flagship 36-month, 0 percent markup plan:

  • Financed Amount: PKR 2,975,360

  • Monthly Installment: PKR 102,415

  • Tenure: 36 months

Variant Pricing and Plans

The Honda City 2025 is available in multiple configurations, with ex-factory prices as follows:

  • 1.2L MT: PKR 4,649,000

  • 1.2L CVT: PKR 4,689,000

  • 1.5L CVT: PKR 5,149,000

  • 1.5L Aspire MT: PKR 5,499,000

  • 1.5L Aspire CVT: PKR 5,849,000

60-Month Plan with Residual Value

For those seeking lower EMIs, UBL offers a five-year scheme with a 15 percent residual payment due at term end. For example, the 1.2L MT variant requires a PKR 1,394,700 down payment, PKR 85,556 monthly, and a final PKR 697,350 balloon payment.

Islamic Financing Option

Meezan Bank’s Shariah-compliant Ijarah plan mirrors conventional terms, 30 percent down payment and tenures up to five years, allowing customers to benefit from Islamic financing principles without markup.

Eligibility and Application Process

Prospective buyers must be Pakistani nationals aged 21–60, possess a valid CNIC, and demonstrate a monthly income of at least three times the EMI. The straightforward application involves:

  1. Visiting an authorized Honda dealership or bank branch

  2. Submitting CNIC, income proof, and down payment

  3. Verification within 48 hours

  4. Agreement signing and vehicle delivery upon approval.

Key Features of the Honda City 2025

  • Engines: 1.2 L (88 hp) and 1.5 L i-VTEC (119 hp) options

  • Transmission: 5-speed MT and CVT variants

  • Safety: Dual airbags, ABS with EBD, and Vehicle Stability Assist

  • Tech: 7-inch touchscreen infotainment, Apple CarPlay/Android Auto, and keyless entry

Market Context and Consumer Impact

Affordable financing is crucial, according to automotive specialists, since Pakistan’s auto sales level down under inflationary pressures. Similar plans on models like the Hyundai Elantra and Toyota Corolla have increased segment sales by up to 15 percent year-on-year, implying that Honda City’s strategy may revive demand in the sub-PKR 6 million sedan range.