Pakistan’s banking sector continued its strong growth trajectory in June 2026, with total deposits rising 15.2 percent year-on-year to Rs. 40.9 trillion, according to a report by Topline Securities. The increase translates into average daily deposits of approximately Rs. 14.8 billion.
The report showed that deposits also increased 8.5 percent compared to May 2026, reflecting sustained growth in banking activity. At the same time, total advances climbed 6.4 percent year-on-year and 3.7 percent month-on-monthto Rs. 14.4 trillion, while investments rose 16.4 percent from a year earlier and 6.6 percent over the previous month to reach Rs. 42.6 trillion.
Meanwhile, banks’ borrowings stood at Rs. 17.6 trillion, representing a 17.9 percent increase compared to June 2025, although they declined marginally by 1 percent on a monthly basis.
The investment-to-deposit ratio (IDR) eased to 104.2 percent in June from 106.0 percent in May, compared with 103.0 percent in the same month last year. Similarly, the advances-to-deposit ratio (ADR) declined to 35.2 percent, down from 36.8 percent in May and 38.1 percent in June 2025.
Topline Securities expects Pakistan’s banking sector to maintain its growth momentum, forecasting total deposits to expand by 10 to 15 percent during 2026.
