Pakistan’s National Savings has identified 111 centres as financially inefficient and potentially unsustainable, directing regional offices to prepare plans to reduce operating costs or increase deposits and business activity.
Under the new criteria, National Savings has set an operational cost benchmark of Rs. 2,500 per Rs. 1 million in deposits. Centres that fail to improve their financial performance could be closed or merged with nearby centres.
Regional directorates have been given 15 days to submit business improvement or relocation plans where shifting a centre is considered viable. National Savings may also relocate centres from areas with limited business activity to locations with greater investment potential.
The review covers centres across Peshawar, Abbottabad, Islamabad, Gujranwala, Lahore, Faisalabad, Multan, Bahawalpur, Sukkur, Hyderabad, Karachi and Quetta.
If a centre is closed, the relevant regional office will also be required to provide details of its employees, including their residential locations and preferred locations for future postings. The measures are intended to lower operating expenses and improve the overall financial sustainability of National Savings centres.

